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这些卡有的前六个月在买菜加油等处有5%的返现，之后也有2%,这实在是最佳返现卡了，美国的卡都没这么慷慨。有的卡开卡就送2万积分，可以对换价值$75的礼品卡，涵盖加拿大加油,百货店各个方面，还不要年费，纯属白拿的福利。如果是新来的学生信用分数低，可以从学生卡开始申请，慢慢建立自己的信用。需要信用卡的朋友可以通过ratesupermarket提供的专属链接申请→【点击链接查看详情】，除了下文所介绍的好处外，还能获得额外的价值$100的gift card等奖励，这是信用卡官网所不能给你的。
Smart Cash MasterCard®Credit Card
头六个月大统华等各超市购物加油5%返现，而后是2%,绝对是最常用的卡，每年轻易获得几百块的返现！此卡目前在无年费的信用卡中仍是最佳选择：
>Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months
>Up to 2% cash back on eligible gas and grocery purchases thereafter
>And, up to 1% cash back on all of your other eligible purchases
>1.99% annual interest rate†;; (AIR) on balance transfers* and deposits for the first 10 full months
>Enjoy free online access to your credit card account
>And, with no annual fee and free additional cards you'll start to see the benefits right away.
Scotia Momentum®VISA Infinite Card
买菜加油4%返现, 药店及按月支付的账单(如电话网络水电煤气)2%返现
>Rewards on every purchase: 4% cash back on all eligible gas station and grocery store purchases, 2% cash back on recurring payments and drug store purchases, and 1% cash back on all other eligible purchases.
>0.99% introductory interest rate on cash advances and balance transfers for the first six months.
>Special feature: VISA Infinite Enhancements - a unique program of premium enhancements including VISA Infinite Complimentary Concierge and a dedicated VISA Infinite website to help you easily track your cash back rewards.
American Express®AeroplanPlus®Platinum Card
加航白金卡,开卡送25000点，点数可以兑换加航和星空联盟的机票(含国航),75000换免费回国往返机票,25000换北美长程往返,15000换近距离往返。 此卡还可以免费享用加航和全球600多个VIP候机厅，每年换短途机票可以有一次换一送一，享受加航提前登机. 年费是华丽的$499. 不过全球VIP候机厅的membership就值这个钱, 还外加加航的 Maple LeafTM Lounges以及每年一张短途同伴机票。
>Earn 25,000 Bonus Aeroplan® Miles1. Receive 20,000 bonus miles after your first use of the Card, plus 5,000 bonus miles after you spend $1,000 in your first three months of Card membership.
>Enjoy a 2-for-1 short-haul flight reward when you redeem 15,000 Aeroplan Miles
>Breeze through airports lines with Air Canada Executive First Executive Class Priority Check-in
>Relax in over 600 lounges worldwide, including Air Canada Maple LeafTM Lounge
>$499 annual fee
SCENE®VISA card
为学生设计，没有年费，最高有1%返现(每年前500返0.25%,500~1000返0.5%,1000以上返1%)
>SPECIAL OFFER: 4,000 BONUS SCENE points - that's enough for 4 FREE movies.
>Earn 1 SCENE point for every $1 you spend.
>Earn 5 SCENE points for every $1 you spend at participating Cineplex >Entertainment theatres or online at cineplex.com.
>Redeem for free movies, music, & other entertainment rewards starting at just 1,000 points.
篇幅所限，今天只能说到这里了，想了解更多的信用卡信息，请访问：http://www.ratesupermarket.ca/
1. 11月15日之前申请MBNA信用卡就送$102 + 5% 返点 ,免年费！
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