U: so…what have you been doing today?
M: Let me think about it.
U: you don’t remember?
M: oh, I ordered some stamps and a silver coin
M: I ordered a bike pump and a lock from eBay
U: what about a bike?
M: and communicated with the bike seller. They will deliver that bike to me on Saturday
U: really…thats great
U: i love traveling by bike sometimes
M: I save around $30 dollars on that bike
M: 😉
M: I told that seller their list had one thing missing
M: then they agreed to pay the tax themselve
U: what was that?
U: tax?
M: the list price is $245
U: it looks to be a nice bike
M: they also charge 13% tax but they didn’t mention it on their list
U: what about a helmet?
M: I haven’t bought it. On ontario it’s not necessary for adults
M: how much tax do you pay in America?
M: how many percentage?
U: a sales tax?
M: yeah
U: it depends on which state you live in
U: in Kentucky its 6%
U: in new york its 8.5%
M: in Ontario, it’s 13%, so high
M: http://www.coolder.com/iblog/?p=2876
M: see the coin I ordered
M: I haven’t got it yet
U: very nice
M: The silver may go higher. Maybe later I can sell it on eBay for more
U: in a few years maybe
M: http://www.coolder.com/iblog/?p=2868
U: so…you are coin collector now?
M: I also ordered three of this coin.
M: I collect a few silver coins and wait the silver price to  going higher.
U: perhaps you should look into Chinese gold coins
U: or American silver and gold
U: Gold is quite high now however
M: why? what different with Canadian coins?
U: nothing
U: i just find other coins more interesting
M: Gold is high. I prefer silver. It’s not that high.
M: I have a question about that $20 silver coin.
M: are you ready to answer?
U: OK….wait
U: my favorite coin to collect is this

 *** U sent Standing_Liberty_Quarter.jpg ***
M: Does that description mean that I can spend it as $20? The price of it is also $20.
U: in 1916 and 1917 the Liberty figure has bare breasts….it was changed later and the breasts were covered from 1917 to 1932
U: yes…you can spend as $20
U: anything that is “legal tender” can be spent as face value
M: because it said that the gov’t has agreed on it, right?
U: yes
M: oh, i c.
U: its government issued
M: that picture is fun.
M: Its price is also $20. Now, on eBay, they can sell for $40 or so.
U: oh really
M: really.
M: They are sold out on mint.ca now.
U: here is example of 1923 coin with breasts covered.

 
*** U sent 1923_s_standing_liberty_quarter_obverse.jpg ***
M: on Canadapost, still on stock.
U: then the value should go up
M: the price is fixed
M: that coin with bare breast is better. It’s natural.
U: for individuals to sell later…i meant
M: maybe. I haven’t got them yet.
U: yes…older American have lots of character
M: Canada post is slow.
U: older American coins have lots of character
M: compared to that 1917 coin, the 1923 coin looks ugly
U: want to see something interesting?
M: what’s that?
M: the lady on 1917 looks like Greek ancient legendary character.
M: I like Greek ancient legendary character
U: she is called “liberty” 

*** U sent Indian_Head_Buffalo_Reverse.png ***
M: lady of liberty, right?
U: lady liberty
U: notice how the buffalo has four legs?
M: the front two are different with the bottom two
M: its head looks like a human head.
U: everything is normal about this coin
U: some coins have “errors”
U: and this makes it very rare and in-demand by collectors
U: now…i will show you an error coin of this type
U: the bufflao has only three legs
M: oh, i c. anyway, Americans had slaughtered all the buffalo. Modern people don’t know how many leg a normal buffalo had.
U: ha ha
M: 😉

*** U sent 1937-d_3-leg_indian_head_nickel.jpg ***
U: but look
U: the 5cents piece can be worth over $2000 or more
M: it’s 3 legs
U: that makes it wanted by collectors
U: and the value skyrockets
M: (nod) i c. by the way, who is that man on another side? the killer?
U: many interesting things about older American coins
U: a native-american
M: it tellls the changing process of  history, values, culture
U: the coin paid tribute to the native-americans
M: oh, i c.
U: want to see one more?
M: sure
M: it’s fun
U: this one is a 1955 penny (one cent piece)

 *** U sent 1955 Doubled Die Lincoln Cent_obverse_ddLIC – perfect.jpg ***
U: do you notice anything wrong with it?
M: the words are doubled
U: correct
U: its called a “double die”
M: is it President Lincoln?
U: yes
U: it was stamped twice
U: that penny is worth over $1000
M: the worker must had a nap or something when he processed it.
U: no really knows
U: but…it is good for collectors
M: is it Lincoln on the coin?
U: yes
M: 😛
M: someone’s mistake is another one’s pleasure
U: its very rare…and only a few thousand were placed in circulation
U: and gobbled up by collectors
M: then they stopped to put the rest on the market, right?
U: what do you mean?
M: I mean the mint corp. or gov’t stopped to put the rest of coins with error to the market to circulate, right?
U: yes…released to banks to be circulated
M: oh, they found there was something wrong so they just put the rest back to make new coins.
M: right?
U: they corrected the die stamp…but not until a few thousand were made
M: oh, i c.
U: so these were actual circulated coins
U: not intended for collectors
U: but…once it was noticed by the public
U: then people would keep and save them
M: oh, i c.
U: same with the buffalo coin
M: do you think that the mint corp. or gov’t knew there was something wrong with those coins but they still put them to circulate?
U: yes….but back then it was considered just a penny and because it was a error it was simply put into circulation
M: oh
U: not considered to be a big deal